Tired of missing out on government benefits? This guide lists the top schemes that every Indian should know in 2025 – and exactly how to apply for them online.
📥 Free Download: 2025 Govt Scheme Application Checklist PDF
Why This Guide Matters
Millions of Indians are eligible for life-changing government schemes — but don’t apply because they find the process confusing.
This guide is your simplified, step-by-step roadmap to apply for the most impactful schemes online in 2025.
Who Should Read This?
- Middle-class families
- Low-income individuals
- Students & job seekers
- Women, farmers & small business owners
If you fall into any of these categories, there’s a scheme for you below.
📃 Schemes Covered in This Guide
We’ll walk you through application steps, eligibility, documents, and official links for each scheme:
- Ayushman Bharat – ₹5 Lakh Free Health Insurance
- PM Ujjwala Yojana – Free Gas Connection
- PMAY – Subsidy on Home Loan
- e-Shram Card – ₹2 Lakh Accidental Cover
- PM-KISAN – ₹6,000 for Farmers
- National Scholarship Portal (NSP)
- PM Vishwakarma Yojana – Skill Support & Loans
1. Ayushman Bharat – ₹5 Lakh Free Health Insurance
Benefit: Free treatment up to ₹5 lakh/year for poor & vulnerable families
Eligibility: Families listed in SECC 2011 database or holding ration card
Apply:
👉 Go to https://pmjay.gov.in
👉 Click on “Am I Eligible?”
👉 Enter Aadhaar or ration card
📄 Documents: Aadhaar, ration card, mobile number
🔗 Read full blog: How to Claim ₹5 Lakh Free Treatment Under PM-JAY →
2. PM Ujjwala Yojana – Free Gas Connection
Benefit: Free LPG gas connection to women from BPL families
Eligibility: Woman from SC/ST/BPL household without existing LPG
Apply:
👉 Visit https://www.pmuy.gov.in
👉 Fill online application OR visit nearest LPG distributor
📄 Documents: Aadhaar, ration card, bank account, income proof
🔗 Read full blog: Get Free Gas Connection in 2025 – Ujjwala 2.0 Guide →
3. PMAY – Interest Subsidy on Home Loan
Benefit: Interest subsidy up to ₹2.67 lakh for first-time home buyers
Eligibility: Household income under ₹18 lakh/year
Apply:
👉 Visit https://pmaymis.gov.in
👉 Choose “Citizen Assessment” and fill details
📄 Documents: Aadhaar, income certificate, property papers
💡 New applications open in phases – check portal frequently.
4. e-Shram Card – ₹2 Lakh Accident Insurance
Benefit: Free insurance + access to future benefits for unorganised workers
Eligibility: Age 16–59, not a govt job holder
Apply:
👉 Go to https://eshram.gov.in
👉 Use Aadhaar-linked mobile number
📄 Documents: Aadhaar, bank account
✅ Get UAN number instantly after registration.
5. PM-KISAN – ₹6,000 for Farmers
Benefit: ₹6,000/year in 3 installments to eligible farmers
Eligibility: Landholding farmer families
Apply:
👉 Visit https://pmkisan.gov.in
👉 Click “New Farmer Registration”
📄 Documents: Aadhaar, land ownership, bank account
📢 e-KYC is mandatory – complete via OTP or CSC.
6. National Scholarship Portal (NSP)
Benefit: Scholarships for school, college, and professional students
Eligibility: Class 1 to PhD students, based on category/income
Apply:
👉 Visit https://scholarships.gov.in
👉 Register → Select Scheme → Fill Details
📄 Documents: Aadhaar, income cert, institute ID, bank account
💡 Track application status on the portal easily.
7. PM Vishwakarma Yojana – Support for Traditional Workers
Benefit: Skill training + toolkit + ₹1 lakh loan at 5%
Eligibility: 18+ traditional craftsmen (carpenters, cobblers, goldsmiths, etc.)
Apply:
👉 Visit https://pmvishwakarma.gov.in
👉 Fill Aadhaar + biometric eKYC
📄 Documents: Aadhaar, photo, bank account, trade details
📌 Certificate issued after training completion.
Download Free PDF – Govt Scheme Checklist 2025
Get a printable, simplified Govt Schemes PDF with:
- All above schemes in one page
- Eligibility checklist
- Direct application links
- Bonus: application tips
FAQs
Q: Can I apply for multiple schemes together?
Yes, if eligible, you can benefit from all schemes listed here.
Q: Are there offline options too?
Most schemes allow Common Service Centers (CSC) to apply on your behalf.
Q: Are these active in 2025?
Yes. All listed schemes are active and accepting applications as of July 2025.
Final Thoughts
If you’ve been putting off applying for government benefits — now is the time.
These online schemes are designed to help citizens like you, and they’re often underutilized.
💡 Bookmark this post, apply for schemes you’re eligible for, and share this with friends and family.